Privacy Policy
Last Updated: 5/01/2025
At Premier Protection Advisors your privacy is our priority. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you interact with us online, over the phone, or in person. By using our services, visiting our website, or submitting your information through lead forms, you agree to the practices outlined in this policy.
1. Information We May Collect
Depending on the nature of your interaction with us, we may collect a variety of information, including but not limited to:
Personal Identifiers:
Full NameDate of Birth or AgeMailing or Residential AddressEmail AddressPhone NumberGender
Demographic & Lifestyle Information:
Marital StatusHousehold Size or DependentsEmployment StatusAnnual Income or Income Range
Insurance & Health-Related Data:
Current insurance coverage and providersMedical history or health-related disclosuresPrescription or doctor visit history (if required by carriers)Smoking status or health risk factors
Device & Website Data:
IP addressBrowser type and versionDevice type and operating systemPages visited and interaction behaviorReferring websites or ads
We may collect this data through:
Facebook or other online lead formsPhone calls and consultationsWebsite quote forms or surveysThird-party marketing platformsClient onboarding or enrollment forms
2. Why We Collect Your Information
We collect your information for the following purposes:
Providing personalized insurance quotesAssisting with applications for life, health, and Medicare-related productsDetermining your eligibility for coverageConnecting you with licensed insurance agentsCommunicating important policy updates or requirementsSending helpful resources, newsletters, or offers (with your consent)Complying with legal or regulatory obligationsImproving customer service and marketing effectiveness
3. How Your Information Is Used
Your data is used to:
Understand your insurance needsRecommend appropriate insurance productsFacilitate application and enrollment processesCommunicate ongoing policy updatesSend reminders, documents, and other important notificationsConduct internal analytics and improve user experience
4. Data Sharing & Third Parties
We do
not sell
your personal data. We may share your information with:
Licensed insurance agents and brokers working with usInsurance carriers and underwriters for quoting or application purposesCRM (customer relationship management) platforms for service follow-upsThird-party service providers for marketing, analytics, or tech supportLegal or regulatory authorities, if required by law
All partners and vendors must meet our strict confidentiality and security requirements.
Text messaging originator opt-in data and consent will not be shared with any third parties or affiliates for marketing or promotional purposes.
5. Cookies & Tracking Technologies
We may use cookies and similar technologies on our website to enhance your browsing experience. Cookies are small data files stored on your device to help us understand how users interact with our site.
You may control or disable cookies through your browser settings. However, disabling cookies may affect site functionality or your ability to use certain features.
6. Data Retention
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.
We may also retain your data as needed to comply with legal obligations, resolve disputes, and enforce agreements.
7. Data Security
We employ industry-standard safeguards to protect your personal information, including:
Encrypted data storageSecure authentication and access controlsRegular platform and security auditsEmployee training on privacy and data protection
While we strive to protect your data, no system is 100% secure. Transmission of data online is done at your own risk.
8. International Data Transfers
If your data is processed or stored outside your home country (e.g., via cloud services), we ensure that appropriate safeguards are in place to protect your privacy in accordance with applicable laws.
9. Your Rights & Choices
You have the right to:
Access, review, and request a copy of your personal dataRequest corrections or updatesWithdraw consent or opt out of non-essential communicationsRequest deletion of your personal data (subject to legal retention exceptions)
To exercise these rights, contact us using the information below.
10. Do Not Sell My Personal Information
In accordance with laws such as the California Consumer Privacy Act (CCPA),
Premier Protection Advisors does not sell your personal information
If our policy ever changes, we will notify you and offer a simple method to opt out.
11. Children’s Privacy
Our services are intended for individuals 18 years or older. We do not knowingly collect personal data from minors. If we discover information collected from a child without parental consent, we will delete it promptly.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect legal, technological, or business changes. Updates will be posted here with a new “Last Updated” date. Continued use of our services implies acceptance of any changes.
13. Contact Us
If you have any questions or concerns about your data or this policy, contact us:
Premier Protection Advisors
📍 Based in New Jersey
📞 Phone: 732) 212-5057
📧 Email: [email protected]